{"id":83110,"date":"2015-09-04T13:22:22","date_gmt":"2015-09-04T17:22:22","guid":{"rendered":"https:\/\/www.ewmrealestate.com\/blog\/?p=83110"},"modified":"2015-09-04T13:22:22","modified_gmt":"2015-09-04T17:22:22","slug":"buying-a-home-keep-these-factors-in-mind","status":"publish","type":"post","link":"https:\/\/ewmrealestate.com\/blog\/buying-a-home-keep-these-factors-in-mind\/","title":{"rendered":"Buying a Home?  Keep these Factors in Mind"},"content":{"rendered":"<p><a title=\"Miami Homes for Sale\" href=\"http:\/\/ashleycusack.com\/\" target=\"_blank\"><img class=\"aligncenter size-full wp-image-5016\" src=\"http:\/\/ashleycusack.com\/wp-content\/uploads\/2015\/09\/miami-luxury-home.jpg\" width=\"554px\" align=\"middle\" style=\"margin-bottom:-10px\" \/><\/a><br \/>Year after year there have been widely held expectations for interest rates to go up.  We know they have to eventually but the real question is WHEN?  Economists predicted higher rates last year when rates actually ended up falling.  There is still speculation that rates will go up again soon but only slightly.  These low rates have created a push for potential home buyers to take advantage and move forward in buying.  Although interest rates are a big factor when needing to take out a loan for a home purchase there are other things to keep in mind that are AS important if not more so in some cases.   How long do you plan to be in the home?  On average it takes four to seven years to break even and cover the cost of the transaction plus the cost of ownership.  What do you have for down payment?  Putting at least 20% down is going to save you from having to pay private mortgage insurance each month.  How&#8217;s your job security?  Being both financially and emotionally ready to make the right decision is important.<\/p>\n<p>If you have any questions, need some advise, I am more than happy to help. Feel free to call me with any questions or real estate advice at 305.798.8685 or visit my website: <a title=\"Luxury Miami Real Estate\" href=\"http:\/\/ashleycusack.com\/\" target=\"_blank\">Luxury Miami Real Estate<\/a>.<\/p>\n<p><img class=\"aligncenter\" src=\"http:\/\/ashleycusack.com\/images\/ac-tag.png\" alt=\"Luxury Miami Real Estate\" align=\"middle\" \/><\/p>\n<p><em>My focused dedication as a realtor in my home town of Miami for over 25 years, consistently puts me at the top of my field. Whether you\u2019re looking to buy or sell your home, let me help you from start to finish with my results-proven: professional marketing, excellent property exposure and comprehensive experience.<\/em><\/p>\n<p><em>As the #7 Realtor company-wide at EWM in 2014, my focus is on <a title=\"Coral Gables Real Estate\" href=\"http:\/\/ashleycusack.com\/neighborhoods\/coconut-grove\/\" target=\"_blank\">Coral Gables<\/a>, <a title=\"Coconut Grove Real Estate\" href=\"http:\/\/ashleycusack.com\/neighborhoods\/coconut-grove\/\" target=\"_blank\">Coconut Grove<\/a>, <a title=\"Pinecrest Real Estate\" href=\"http:\/\/ashleycusack.com\/neighborhoods\/pinecrest\/\" target=\"_blank\">Pinecrest<\/a> and <a title=\"South Miami Real Estate\" href=\"http:\/\/ashleycusack.com\/neighborhoods\/south-miami\/\" target=\"_blank\">South Miami<\/a> \u2014 specializing in luxury real estate and waterfront properties. Call me today and let\u2019s get started!<\/em><\/p>\n<p>Don&#8217;t hesitate to reach out to me, Ashley Cusack at {305.798.8685, <a href=\"mailto:ashley@ashleycusack.com\">email<\/a> and <a href=\"http:\/\/ashleycusack.com\">website<\/a>}. EWM Realtors.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Year after year there have been widely held expectations for interest rates to go up. We know they have to eventually but the real question is WHEN? Economists predicted higher rates last year when rates actually ended up falling. There is still speculation that rates will go up again soon but only slightly. These low<\/p>\n<p class=\"more-link\"><a href=\"https:\/\/ewmrealestate.com\/blog\/buying-a-home-keep-these-factors-in-mind\/\" class=\"themebutton2\">Read More<\/a><\/p>\n","protected":false},"author":5385,"featured_media":130092,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_expiration-date-status":"","_expiration-date":0,"_expiration-date-type":"","_expiration-date-categories":[],"_expiration-date-options":[]},"categories":[12269],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Buying a Home? 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