{"id":81638,"date":"2015-05-18T12:48:17","date_gmt":"2015-05-18T16:48:17","guid":{"rendered":"https:\/\/www.ewmrealestate.com\/blog\/?p=81638"},"modified":"2015-05-18T12:48:17","modified_gmt":"2015-05-18T16:48:17","slug":"are-interest-rates-going-up-soon","status":"publish","type":"post","link":"https:\/\/ewmrealestate.com\/blog\/are-interest-rates-going-up-soon\/","title":{"rendered":"Are Interest Rates Going Up Soon?"},"content":{"rendered":"

\"\"<\/a>There have been so many recent messages about interest rates and what they are expected to do, I wanted to get the inside scoop from a professional that I trust. James Venney, currently working with EverBank, has been a friend of mine, literally since elementary school. He has been in lending for many years and is most reliable. It was rumored that interest rates were expected to rise, first in March and then in June. There was then an article in the Wall Street Journal back in April titled “Fed Shies Away From June Rate Hike”. So what’s going on?! Here’s what James has to say . . .<\/p>\n

In the current interest rate environment there is \u201cfar more upside risk than downside potential\u201d. What that means is that global economic factors are aligned for mortgage rates to be higher going forward so the bias is towards locking rates at application as opposed to floating and hoping for lower rates. While it is almost universally accepted that the Fed will raise the Fed Funds rate later this year the Fed does not in fact control mortgage interest rates. That being said the same factors that would motivate the Fed to increase the Fed Funds rate have an impact on mortgage rates and therefore you can make the assumption that as the Fed increases the Fed Funds rate, mortgage rates will move up as well. While rates remain near their historic lows home buyers need to be aware that mortgage rates change daily and that their interest rate lock is an important part of the home buying process. For the savvy home buyer there are a variety of interest rate lock options that can prove useful to help them manage this portion of their home purchase.<\/p>\n

If you are looking to list your home or buy a home — let me help guide you, please call me directly at 305.798.8685 or visit my website: Luxury Miami Real Estate<\/a>.<\/p>\n

\"Luxury<\/p>\n

My focused dedication as a realtor in my home town of Miami for over 20 years, consistently puts me at the top of my field. Whether you\u2019re looking to buy or sell your home, let me help you from start to finish with my results-proven: professional marketing, excellent property exposure and comprehensive experience.<\/em><\/p>\n

As the #7 Realtor company-wide at EWM in 2014, my focus is on Coral Gables<\/a>, Coconut Grove<\/a>, Pinecrest<\/a> and South Miami<\/a> \u2014 specializing in luxury real estate and waterfront properties. Call me today and let\u2019s get started!<\/em><\/p>\n

Don’t hesitate to reach out to me, Ashley Cusack at {305.798.8685, email<\/a> and website<\/a>}. EWM Realtors.<\/p>\n","protected":false},"excerpt":{"rendered":"

There have been so many recent messages about interest rates and what they are expected to do, I wanted to get the inside scoop from a professional that I trust. James Venney, currently working with EverBank, has been a friend of mine, literally since elementary school. He has been in lending for many years and<\/p>\n

Read More<\/a><\/p>\n","protected":false},"author":5385,"featured_media":130092,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_expiration-date-status":"","_expiration-date":0,"_expiration-date-type":"","_expiration-date-categories":[],"_expiration-date-options":[]},"categories":[12269],"tags":[],"yoast_head":"\nAre Interest Rates Going Up Soon? - BHHS EWM Realty<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ewmrealestate.com\/blog\/are-interest-rates-going-up-soon\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Are Interest Rates Going Up Soon? - BHHS EWM Realty\" \/>\n<meta property=\"og:description\" content=\"There have been so many recent messages about interest rates and what they are expected to do, I wanted to get the inside scoop from a professional that I trust. James Venney, currently working with EverBank, has been a friend of mine, literally since elementary school. 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