{"id":78201,"date":"2014-08-01T08:53:58","date_gmt":"2014-08-01T12:53:58","guid":{"rendered":"https:\/\/www.ewmrealestate.com\/blog\/?p=78201"},"modified":"2015-03-19T18:28:19","modified_gmt":"2015-03-19T18:28:19","slug":"5-things-to-keep-in-mind-when-buying-a-house","status":"publish","type":"post","link":"https:\/\/ewmrealestate.com\/blog\/5-things-to-keep-in-mind-when-buying-a-house\/","title":{"rendered":"5 Things to Keep in Mind When Buying a House"},"content":{"rendered":"<p><a href=\"https:\/\/www.ewmrealestate.com\/blog\/wp-content\/uploads\/2014\/08\/blog-11.jpg\"><img loading=\"lazy\" class=\"aligncenter wp-image-78202\" src=\"https:\/\/www.ewmrealestate.com\/blog\/wp-content\/uploads\/2014\/08\/blog-11-1024x640.jpg\" alt=\"Modern villa night view\" width=\"387\" height=\"242\" \/><\/a><\/p>\n<p>Owning a home is an exciting new adventure! As you delve into the buying process there are a lot of decisions to be made. How can you make a smooth transition? Start by avoiding these 5 common mistakes:<\/p>\n<p><strong>\u2022 Don\u2019t Apply for a New Credit Card\u2026Yet<\/strong><br \/>\nDid you know that every time you apply for a credit card, it is reflected on your credit score? Yes, this can be devastating when you are trying to buy a new house. Unfortunately, that new credit card may have to wait.<\/p>\n<p><strong>\u2022Don\u2019t Close Your Existing Credit Accounts<\/strong><br \/>\nAs you consider buying a house, you may think closing unused credit cards will improve your credit score. Unfortunately, this tactic doesn\u2019t work. In fact, it might hurt your utilization rate and length of credit history, which can lower your overall FICO score.<\/p>\n<p><strong>\u2022Don\u2019t Be Too Quick To Spend Your Savings<\/strong><br \/>\nYou will need cash for a down payment, closing costs, and other hidden expenses of homeownership. Not to mention that having disposable money is always smart in case of an emergency.<\/p>\n<p><strong>\u2022Don\u2019t Shop for Furniture\u2026 Just Yet<\/strong><br \/>\nVisualizing how your new room, kitchen and living room will look is one of the most exciting parts of buying a new house, particularly if you love interior design. Nevertheless, the d\u00e9cor will have to wait until you get approved for that new home and you are able to cover all the expenses.<\/p>\n<p><strong>\u2022Don\u2019t Forget About Your Realtor<\/strong><br \/>\nRemember that your counselor\/guru in the home-owning arena is your Realtor. For that reason, he or she will be able to guide you through your journey of buying a new home, while reminding you of those common do\u2019s and don\u2019ts.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Owning a home is an exciting new adventure! As you delve into the buying process there are a lot of decisions to be made. How can you make a smooth transition? Start by avoiding these 5 common mistakes: \u2022 Don\u2019t Apply for a New Credit Card\u2026Yet Did you know that every time you apply for<\/p>\n<p class=\"more-link\"><a href=\"https:\/\/ewmrealestate.com\/blog\/5-things-to-keep-in-mind-when-buying-a-house\/\" class=\"themebutton2\">Read More<\/a><\/p>\n","protected":false},"author":5395,"featured_media":130092,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_expiration-date-status":"","_expiration-date":0,"_expiration-date-type":"","_expiration-date-categories":[],"_expiration-date-options":[]},"categories":[12189],"tags":[283,2085,2089,5535,8825],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>5 Things to Keep in Mind When Buying a House - BHHS EWM Realty<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ewmrealestate.com\/blog\/5-things-to-keep-in-mind-when-buying-a-house\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"5 Things to Keep in Mind When Buying a House - BHHS EWM Realty\" \/>\n<meta property=\"og:description\" content=\"Owning a home is an exciting new adventure! As you delve into the buying process there are a lot of decisions to be made. How can you make a smooth transition? Start by avoiding these 5 common mistakes: \u2022 Don\u2019t Apply for a New Credit Card\u2026Yet Did you know that every time you apply forRead More\" \/>\n<meta property=\"og:url\" content=\"https:\/\/ewmrealestate.com\/blog\/5-things-to-keep-in-mind-when-buying-a-house\/\" \/>\n<meta property=\"og:site_name\" content=\"BHHS EWM Realty\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/EWMRealtyInternational\" \/>\n<meta property=\"article:published_time\" content=\"2014-08-01T12:53:58+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2015-03-19T18:28:19+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/ewmrealestate.com\/blog\/wp-content\/uploads\/2019\/06\/BHHS-On-Solid-Background.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"376\" \/>\n\t<meta property=\"og:image:height\" content=\"376\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"EWM Marketing\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"EWM Marketing\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/ewmrealestate.com\/blog\/5-things-to-keep-in-mind-when-buying-a-house\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/ewmrealestate.com\/blog\/5-things-to-keep-in-mind-when-buying-a-house\/\"},\"author\":{\"name\":\"EWM Marketing\",\"@id\":\"https:\/\/ewmrealestate.com\/blog\/#\/schema\/person\/3a9b03cccfbcd6dc5e4bcdcc0b2c8511\"},\"headline\":\"5 Things to Keep in Mind When Buying a House\",\"datePublished\":\"2014-08-01T12:53:58+00:00\",\"dateModified\":\"2015-03-19T18:28:19+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/ewmrealestate.com\/blog\/5-things-to-keep-in-mind-when-buying-a-house\/\"},\"wordCount\":298,\"publisher\":{\"@id\":\"https:\/\/ewmrealestate.com\/blog\/#organization\"},\"keywords\":[\"#miamirealestate\",\"buying\",\"buying a home\",\"housing\",\"realestate\"],\"articleSection\":[\"Buying &amp; 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