{"id":78083,"date":"2014-07-21T07:26:04","date_gmt":"2014-07-21T11:26:04","guid":{"rendered":"https:\/\/www.ewmrealestate.com\/blog\/?p=78083"},"modified":"2015-03-19T19:38:17","modified_gmt":"2015-03-19T19:38:17","slug":"ways-to-reduce-your-mortgage-payment","status":"publish","type":"post","link":"https:\/\/ewmrealestate.com\/blog\/ways-to-reduce-your-mortgage-payment\/","title":{"rendered":"Ways To Reduce Your Mortgage Payment"},"content":{"rendered":"<p><a href=\"https:\/\/www.ewmrealestate.com\/blog\/wp-content\/uploads\/2014\/07\/cover-9.jpg\"><img loading=\"lazy\" class=\"aligncenter  wp-image-78084\" src=\"https:\/\/www.ewmrealestate.com\/blog\/wp-content\/uploads\/2014\/07\/cover-9-1024x682.jpg\" alt=\"cover 9\" width=\"400\" height=\"266\" \/><\/a><\/p>\n<p>&nbsp;<\/p>\n<p>Other than \u201cwhat\u2019s the meaning of life?\u201d the other big question we all ask ourselves is \u201chow can we reduce our mortgage payments?\u201d The answer to this question is \u201cHARP,\u201d or in other words: Home Affordable Refinance Program, which is a low-profile government plan that allows homeowners to refinance their mortgages and save an average of $3,000 per year, which comes out to around $250 per month.<br \/>\nHARP is not like HAMP, which is aid for homeowners that are nearing foreclosure.<\/p>\n<p>HARP was specially designed to aid the middle class. If your mortgage is $625,000 or less you are more likely to qualify for the program.<\/p>\n<p>Better still, if you qualify, not only will you save every month, but you could also end up shortening the term of your mortgage.<\/p>\n<p>If you are considering taking advantage of HARP, act soon! Starting December 31, 2015 the program will no longer be offered. However, once you apply and are approved, you experience the benefits for the life of your mortgage.<\/p>\n<p>For More Information on HARP visit www.makinghomeaffordable.gov\/programs\/lower-rates\/Pages\/harp.aspx<\/p>\n<p><a href=\"http:\/\/lifestylejournal.com\/act-now-to-refinance-your-home-before-rates-rise\/?aff=1205&amp;sub=zeremrmp&amp;pub=overl1\">Via: Lifestyle Journal<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; Other than \u201cwhat\u2019s the meaning of life?\u201d the other big question we all ask ourselves is \u201chow can we reduce our mortgage payments?\u201d The answer to this question is \u201cHARP,\u201d or in other words: Home Affordable Refinance Program, which is a low-profile government plan that allows homeowners to refinance their mortgages and save an<\/p>\n<p class=\"more-link\"><a href=\"https:\/\/ewmrealestate.com\/blog\/ways-to-reduce-your-mortgage-payment\/\" class=\"themebutton2\">Read More<\/a><\/p>\n","protected":false},"author":5395,"featured_media":130092,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_expiration-date-status":"","_expiration-date":0,"_expiration-date-type":"","_expiration-date-categories":[],"_expiration-date-options":[]},"categories":[12189],"tags":[2089,5107,5509,5535,155,8885,10701],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Ways To Reduce Your Mortgage Payment - BHHS EWM Realty<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ewmrealestate.com\/blog\/ways-to-reduce-your-mortgage-payment\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ways To Reduce Your Mortgage Payment - BHHS EWM Realty\" \/>\n<meta property=\"og:description\" content=\"&nbsp; Other than \u201cwhat\u2019s the meaning of life?\u201d the other big question we all ask ourselves is \u201chow can we reduce our mortgage payments?\u201d The answer to this question is \u201cHARP,\u201d or in other words: Home Affordable Refinance Program, which is a low-profile government plan that allows homeowners to refinance their mortgages and save anRead More\" \/>\n<meta property=\"og:url\" content=\"https:\/\/ewmrealestate.com\/blog\/ways-to-reduce-your-mortgage-payment\/\" \/>\n<meta property=\"og:site_name\" content=\"BHHS EWM Realty\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/EWMRealtyInternational\" \/>\n<meta property=\"article:published_time\" content=\"2014-07-21T11:26:04+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2015-03-19T19:38:17+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/ewmrealestate.com\/blog\/wp-content\/uploads\/2019\/06\/BHHS-On-Solid-Background.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"376\" \/>\n\t<meta property=\"og:image:height\" content=\"376\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"EWM Marketing\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"EWM Marketing\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/ewmrealestate.com\/blog\/ways-to-reduce-your-mortgage-payment\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/ewmrealestate.com\/blog\/ways-to-reduce-your-mortgage-payment\/\"},\"author\":{\"name\":\"EWM Marketing\",\"@id\":\"https:\/\/ewmrealestate.com\/blog\/#\/schema\/person\/3a9b03cccfbcd6dc5e4bcdcc0b2c8511\"},\"headline\":\"Ways To Reduce Your Mortgage Payment\",\"datePublished\":\"2014-07-21T11:26:04+00:00\",\"dateModified\":\"2015-03-19T19:38:17+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/ewmrealestate.com\/blog\/ways-to-reduce-your-mortgage-payment\/\"},\"wordCount\":188,\"publisher\":{\"@id\":\"https:\/\/ewmrealestate.com\/blog\/#organization\"},\"keywords\":[\"buying a home\",\"HARP\",\"House\",\"housing\",\"Mortgage News\",\"reduce mortgage\",\"tips for buyers\"],\"articleSection\":[\"Buying &amp; 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