{"id":28124,"date":"2009-11-24T19:25:55","date_gmt":"2009-11-24T23:25:55","guid":{"rendered":"https:\/\/www.ewmrealestate.com\/blog\/?p=28124"},"modified":"2019-04-23T20:55:16","modified_gmt":"2019-04-23T20:55:16","slug":"financiamiento-para-extranjeros-al-comprar-casa-en-estados-unidos","status":"publish","type":"post","link":"https:\/\/ewmrealestate.com\/blog\/financiamiento-para-extranjeros-al-comprar-casa-en-estados-unidos\/","title":{"rendered":"FINANCIAMIENTO para Extranjeros al COMPRAR CASA en– Estados Unidos–:"},"content":{"rendered":"

A pesar de la disminucion en los programas del gobierno y de la banca privada (conventional loans) en el financiamiento de casas y\/o propiedades existen algunos bancos que todavia otorgan dichos prestamos para extranjeros no residentes y extranjeros residentes en los Estados Unidos.\"Rowes007\"<\/p>\n

Estos prestamos son mas conocidos como Residential Foreign Nationals and Domestic Loan Programs.<\/p>\n

Dichos \u00a0prestamos estan disponibles para residencia primaria o principal (primary residence); segunda residencia o edificio de apartamentos (investment properties).<\/p>\n

Solo disponible en los condados de: Dade (Miami Area), Broward (Fort Lauderdale Area) Y Palm Beach.<\/p>\n

Usted puede aplicar antes de empezar el proceso de busqueda para saber hasta que monto usted califica en funcion de sus ingresos y egresos y en cuanto quedaran sus amortizaciones mensuales. Luego que usted haya negociado satisfactoriamente la compra de una propiedad con su agente inmobiliario mediante un contrato de compra\/venta el proceso puede tomar de 45 a 60 dias.<\/p>\n

\u00a0El monto a financiar es US$100,000 como minimo y el maximo puede superar el US$1,000,000. Una cuota inicial del 30% es requerida en cash para casas unifamiliares \u00a0para condominios y\/o townhomes\u00a0 la cuota inicial es tambien del 30%, excepto para los condominios y\/o townhomes con un monto a financiar de $50,000 \u2013 $100,000 en estos casos la cuota inicial debera ser del 40%.<\/p>\n

Favor de hacer click en el link de abajo para poder apreciar las tasas de interes anuales disponibles y los gastos financieros.<\/p>\n

Financiamiento con Tasas Variables<\/a><\/p>\n

\u00a0Documentacion requerida para la aplicacion:<\/p>\n

–\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Copia del documento de identificacion del comprador.<\/p>\n

–\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Documentos que certifiquen el lugar de residencia del comprador como: recibos de luz, agua, contrato de alquiler, etc.<\/p>\n

–\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 3 cartas en original de su banco o entidad crediticia que le otorgo tarjeta\/s o cuantas de credito.<\/p>\n

–\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Verificacion de bienes y\/o estados financieros como: estado de cuenta de bancos, carta de su entidad financiera con firma y fecha.<\/p>\n

–\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Copia de balance de entidad financiera donde tiene depositado fondos.<\/p>\n

–\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Para extranjeros que son contratistas independientes presentar carta del contador de los dos ultimos anos y una proyeccion de sus ingresos para el presente ano..<\/p>\n

–\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Para extranjeros que residen en los Estados Unidos todo su record de ingresos sera requerida.<\/p>\n","protected":false},"excerpt":{"rendered":"

A pesar de la disminucion en los programas del gobierno y de la banca privada (conventional loans) en el financiamiento de casas y\/o propiedades existen algunos bancos que todavia otorgan dichos prestamos para extranjeros no residentes y extranjeros residentes en los Estados Unidos. Estos prestamos son mas conocidos como Residential Foreign Nationals and Domestic Loan<\/p>\n

Read More<\/a><\/p>\n","protected":false},"author":5395,"featured_media":130092,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_expiration-date-status":"","_expiration-date":0,"_expiration-date-type":"","_expiration-date-categories":[],"_expiration-date-options":[]},"categories":[11767],"tags":[],"yoast_head":"\nFINANCIAMIENTO para Extranjeros al COMPRAR CASA en- Estados Unidos-: - BHHS EWM Realty<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ewmrealestate.com\/blog\/financiamiento-para-extranjeros-al-comprar-casa-en-estados-unidos\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"FINANCIAMIENTO para Extranjeros al COMPRAR CASA en- Estados Unidos-: - BHHS EWM Realty\" \/>\n<meta property=\"og:description\" content=\"A pesar de la disminucion en los programas del gobierno y de la banca privada (conventional loans) en el financiamiento de casas y\/o propiedades existen algunos bancos que todavia otorgan dichos prestamos para extranjeros no residentes y extranjeros residentes en los Estados Unidos. Estos prestamos son mas conocidos como Residential Foreign Nationals and Domestic LoanRead More\" \/>\n<meta property=\"og:url\" content=\"https:\/\/ewmrealestate.com\/blog\/financiamiento-para-extranjeros-al-comprar-casa-en-estados-unidos\/\" \/>\n<meta property=\"og:site_name\" content=\"BHHS EWM Realty\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/EWMRealtyInternational\" \/>\n<meta property=\"article:published_time\" content=\"2009-11-24T23:25:55+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2019-04-23T20:55:16+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/ewmrealestate.com\/blog\/wp-content\/uploads\/2019\/06\/BHHS-On-Solid-Background.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"376\" \/>\n\t<meta property=\"og:image:height\" content=\"376\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"EWM Marketing\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"EWM Marketing\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/ewmrealestate.com\/blog\/financiamiento-para-extranjeros-al-comprar-casa-en-estados-unidos\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/ewmrealestate.com\/blog\/financiamiento-para-extranjeros-al-comprar-casa-en-estados-unidos\/\"},\"author\":{\"name\":\"EWM Marketing\",\"@id\":\"https:\/\/ewmrealestate.com\/blog\/#\/schema\/person\/3a9b03cccfbcd6dc5e4bcdcc0b2c8511\"},\"headline\":\"FINANCIAMIENTO para Extranjeros al COMPRAR CASA en– Estados Unidos–:\",\"datePublished\":\"2009-11-24T23:25:55+00:00\",\"dateModified\":\"2019-04-23T20:55:16+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/ewmrealestate.com\/blog\/financiamiento-para-extranjeros-al-comprar-casa-en-estados-unidos\/\"},\"wordCount\":372,\"publisher\":{\"@id\":\"https:\/\/ewmrealestate.com\/blog\/#organization\"},\"articleSection\":[\"EWM News\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/ewmrealestate.com\/blog\/financiamiento-para-extranjeros-al-comprar-casa-en-estados-unidos\/\",\"url\":\"https:\/\/ewmrealestate.com\/blog\/financiamiento-para-extranjeros-al-comprar-casa-en-estados-unidos\/\",\"name\":\"FINANCIAMIENTO para Extranjeros al COMPRAR CASA en- Estados Unidos-: - 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